Bankruptcy Law Attorney: New Bedford, Dartmouth and Fall River

Chapter 7 Bankruptcy

 

 

Chapter 7 Bankruptcy is the most common of the two chapters available to an individual.  A Chapter 7 Bankruptcy will eliminate or wipe out all of your unsecured debt, such as credit card bills, utility bills, medical bills, auto repossessions or a short fall on a home lost to foreclosure or short sale.  A Chapter 7 Bankruptcy will also immediately stop all legal actions such as foreclosure, wage garnishments, auto repossessions and much more.  Determining whether you qualify for a Chapter 7 Bankruptcy can be a complicated process. Call an experienced bankruptcy attorney in New Bedford, MA  & Fall River, MA today!

 

 

 

Chapter 13 Bankruptcy

 

 

A Chapter 13 Bankruptcy is often referred to as a “court ordered repayment plan.”  A Chapter 13 Bankruptcy is mainly used in two situations:

 

1.  If you are facing a foreclosure on your New Bedford home, a Chapter 13 Bankruptcy can stop the pending foreclosure and will allow you 3 to 5 years to catch up on missing payments.

 

2.  A Chapter 13 Bankruptcy can also provide a repayment plan for other debts including: unsecured debt, taxes, and child support.  Like a Chapter 7 Bankruptcy, a Chapter 13 Bankruptcy will also immediately stop all legal actions such as lawsuits, foreclosure, auto repossessions, wage garnishments and attachments by the Internal Revenue Service and the Department of Revenue.

 

 

Please call (508) 996-0636, or click on the button below, to schedule a free consultation in New Bedford, MA with bankruptcy attorney Tara M. George to determine if this option is the best choice for you and your family.