Throughout the past 10 years, clients have asked me on more than one occasion if they can wipe out their student loan debt if they can show repaying it would result in an undue hardship. Doesn’t sound like it would be that difficult, right?
Well....different courts use different tests in determining whether it is an undue hardship. Regardless of which test is used in your jurisdiction, courts are reluctant to discharge student loans. Because of the wide range of decision